Think you can only save $24,500 in the 401(k) in 2026? Guess again.

Here's the deal.

You can use after-tax contributions to save even more. Between your contributions and the Cisco match, you can contribute up to a total of $72,000 to your 401(k) in 2026. Plus, if you’re 50 or older, you can make additional catch-up contributions.

Great news! You can save even more in the 401(k).

You’re already a saver and probably know that you can contribute up to $24,500 in pretax/Roth 401(k) contributions for 2026. But did you know that you and Cisco together can also contribute up to $72,000 in 2026 (provided you have not made contributions elsewhere in another employer’s plan this year)?

Here's how it works.

You can use Cisco’s after-tax contribution feature to save more in the 401(k). If you are 50 or older, you can contribute an additional $8,000 in pretax/Roth catch-up contributions, or an additional $11,250 if you are age 60-63.

Here's an example, assuming annual pay of $100,000

$24,500

Your 2026 pretax/Roth contributions

$8,000

(if age 50+; $11,250 if age 60-63)

Your 2026 pretax/Roth catch-up contributions

$4,500

Cisco Match
(100% on 1st 4.5% of pay contributed)

$43,000

($35,000 if age 50+)

Your 2026 after-tax contributions

Total 2026 limit for you and Cisco combined

$72,000

($80,000 if age 50+; $83,250 if age 60-63)